Affordable Life Insurance for Seniors Plans
Older people who have a final expense insurance plan draw much of the uncertainty from a very uncertain reality. We all know that we will die some day. But we do not like to think about it. With the large number of insurance companies and plans, we know how daunting the task of finding adequate insurance coverage is.
At Life Insurance for Seniors we are here to help you make an informed decision. So you have enough money saved to pay your final expenses when the time comes. With the confidence of the elderly in the United States for over 20 years, we hope to help you find the right insurance company and plan so you can save the cost of a funeral.
Affordable Life Insurance for Seniors Plans
Find the peace of mind that your loved ones will not have the additional worry of paying bills while grieving your loss.
Our online resource gives you the ability to easily access information and quotes so you can make an intelligent decision about your insurance needs.
What is life insurance for the elderly?
Senior life insurance is an inexpensive way to pay for your funeral expenses. It is affordable because it is adapted to your budget and your monthly payments will never increase.
Funeral Cover Over 80, 82, 85, 86, 89, 90 Years
You will buy your policy for a dollar amount or specific face value by making regular payments for Whole Life Insurance, also called Permanent Insurance, which will accrue over time to accumulate a deferred tax cash value.
Funerals can cost from $ 9,000 up
Advance planning will ensure you an accessible monthly payment plan that will result in a benefit check paid to your beneficiaries at the time of your death.
Your family will get rid of the stress of making funeral arrangements and finding the money for unexpected expenses in a dark and emotionally tiring time.
The peace of mind that you can get from having a payment plan in effect today will allow you to focus on enjoying the rest of your life.
What does Final Expense Insurance pay?
The Definitive Senior Expense Insurance pays for the services you choose for your funeral. A funeral home will be happy to work with you to select the services you want. There are packages, but these are flexible and can be customized according to your final wishes.
Some of the services you can choose are:
View, ceremony, burial, cremation, body preparation, limousines and flowers for the funeral home. Your coverage can also pay unpaid medical bills and legal fees.
Once you have added all the costs, you will have an accurate estimate that will help you determine the coverage you need.
How do you know if the Definitive Expense Insurance is right for you?
The first step is to determine if you already have enough money to pay for your funeral, which can cost $ 9,000 or more depending on the services you would like.
When you know if you will need insurance to pay for your funeral and final expenses, you can think what kind of insurance will be best for you: full term or full.
Understand the difference between the terms and the full final expense insurance.
Both total life insurance and definitive term expense insurance are relatively cheap compared to standard life insurance.
Life Insurance Quotes No Exam
Most of the time, a medical examination is not required for full-cost full Life Insurance No Medical Exam No Waiting Period.
The benefits of having a life insurance plan for seniors.
Coverage available until age 89 (check this age – I have seen different ages).
Affordable monthly payments customized to fit your budget.
No medical examination is required *.
Payments to your plan do not increase over time.
Coverage between $ 2,500 and $ 150,000.
Permanent protection throughout life.
Help protect loved ones from debts associated with a funeral.
Deferred tax cash value that accumulates over time.
How do I apply for life insurance for seniors?
Once you have an accurate estimate of the costs of organizing your final wishes, the insurance company you have chosen will help you apply for Life Insurance for final expenses:
Simplified issuance plan: requires the completion of a basic medical questionnaire. Guaranteed emission plan: no questionnaire or medical examination is required.
* Applicants with a serious health condition may need to purchase a policy with a gradual death benefit.
How can I get a final expense insurance?
Simply complete the application form. In most cases for Whole Life insurance for seniors, a medical examination is not required. Even if you have a health condition, it is probably covered by a plan. Coverage in most cases is available for seniors up to 89 years old.
We help you compare quotes from different insurance providers online from the comfort of your home. (Click here) right there but get the quote button
Or call us today to speak with a customer service representative.
Being well informed of your options will help you make the best decision for your situation. We are here to help.
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- Affordable Life Insurance for Seniors Plans Over 50 to 85 Years Old.